Pay off your loans years early — and see exactly how much interest you save 🏠

Track every loan in one place and instantly test smart prepayment strategies. Built for Indian borrowers — home loans, car loans, personal loans and more.Works in Google Sheets and Excel. Instant download.

✨ What it does

Track all your loans — EMI, outstanding balance, interest paid & payoff date calculate automatically

Payoff Planner — try any early-closure strategy and see the result live:

- Increase your EMI (from any month)
- Pay an extra amount once a year
- Drop in a one-time lumpsum
- Or back-solve the EMI needed to close by a target date

Full amortization schedule — month-by-month interest vs principal

See interest saved instantly — e.g. +₹5,000/month on a ₹40L home loan = ~₹10 lakh saved and 4+ years off

Smart dashboard — total outstanding, EMI/month, average rate, debt-free date, and a "which loan to attack first" insight

📁 What's included

Google Sheets template (1-click copy)

Excel template (.xlsx)

Pre-filled example + step-by-step Download Guide (PDF)

👥 Perfect for

Anyone with a home loan, car loan or personal loan who wants to be debt-free faster and stop overpaying interest.

💬 Support

Instant download. Any trouble? Message us — we reply within 24 hours.Digital product — nothing is shipped. In ₹ with Indian formatting.